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- a professional classification granted by the American Institute of Residential Or Commercial Property and Casualty Underwriters to persons in the residential or commercial property and liability insurance field who pass a series of exams in insurance, danger management, economics, finance, management, accounting, and law. Designates must also have at least three years experience in the insurance coverage organization or associated field.


- expenses anticipated to be incurred in connection with the change and recording of accident and health, vehicle medical and workers' compensation claims. - A kind of liability insurance form that just pays if the both occasion that causes (triggers)the claim and the actual claim are submitted to the insurance coverage company during the policy term - a technique of identifying rates for all candidates within a provided set of characteristics such as individual group and geographical area. san antonio insurance.




If the insured stops working to keep the quantity defined in the stipulation (Generally a minimum of 80%), the insured shares a greater percentage of the loss. In medical insurance coverage a portion of each claim that the guaranteed will bear. - an arrangement to receive payments as the buyer of a Choice, Cap or Floor and to pay as the seller of a different Option, Cap or Flooring.


Include under this type of insurance coverage multi-peril policies (aside from farmowners, property owners and auto policies) that include protection for liability aside from vehicle. - supplies a broad bundle of property and liability coverages for industrial endeavors other than those offered insurance through a company owner policy. - home insurance coverage offered to business ventures.

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- policy appointing creditor as recipient for insurance coverage on a debtor therefore remitting balance of payment to creditor upon death of debtor. - insurance coverage written in connection with a credit deal where the collateral is not a motor lorry, mobile home or realty which covers perils to the products purchased through a credit transaction or utilized as collateral for a credit transaction and that issues a creditor's interest in the bought goods or pledged security, either in whole or in part; or covers dangers to products purchased in connection with an open-end transaction.


"Financial Institution Placed Home" indicates "Lender Placed Insurance coverage" on houses, mobile homes and other realty. "Financial Institution Placed Car" implies insurance coverage on cars, boats or other automobiles. - part of the risk-based capital formula that attends to the collectability of a business's receivables and the risk of losing a provider or intermediary that has gotten advance capitation payments.


- single interest or double interest credit insurance coverage purchased unilaterally by the financial institution, who is the named insured, subsequent to the date of the credit transaction, offering coverage against loss to property that would either impair a lender's interest or adversely impact the value of security on houses, mobile houses, and other realty.


- coverage for crop damage due to hail, fire or lightning. - date when an insurance coverage company provides a policy.

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- policies offering only dental treatment benefits such as regular dental evaluations, preventive dental work, and dental procedures required to treat dental caries and diseases of the teeth and jaw. - industry providing vsp providers dental just coverage; protection can be on a stand-alone basis or as a rider to a medical policy.


- loss whereby the proximate cause is comparable to the insured danger. - Damage to covered genuine or personal effects caused by a covered hazard. - an insurer that sells policies to the guaranteed through salaried representatives or unique representatives just; reinsurance business that deal straight with delivering business instead of using brokers.




- a refund of a portion of the premium paid by the guaranteed from insurer surplus. - an insurance provider that is domiciled and accredited in the state in which it sells insurance coverage. - insurance coverage that secures the lender's and the debtor's interest in the collateral protecting the debtor's credit transaction.




- the amount at which a possession (or liability) might be bought (or sustained) or offered (or settled) in a present transaction in between prepared celebrations, that is, aside from in a forced or liquidation sale. insurance in san antonio texas. Priced estimate market prices in active markets are the very best evidence of fair value and will be utilized as the basis for the measurement, if available.

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- crop insurance coverage that is either completely or in part reinsured by the Federal Crop Insurance Coverage Corporation (FCIC) under the Standard Reinsurance Contract (SRA). This consists of the following products: Multiple Peril Crop Insurance Coverage (MPCI); Catastrophic Insurance Coverage, Crop Earnings Coverage (CRC); Income Security and Earnings Assurance. - fees sustained but not yet paid.


Statutory rules likewise govern how insurance providers must develop reserves for invested assets and claims and the conditions under which they can claim credit for reinsurance ceded. - a statute needing vehicle drivers to show capability to spend for automobile-related losses. company website - balance sheet and profit and loss declaration of an insurer.


- protection protecting the insured against the loss to genuine or individual home from damage caused by the peril of fire or lightning, including company interruption, loss of leas, etc - protection for property loss liability as the result of different irresponsible acts and/or omissions of the insured that allows a spreading fire to trigger bodily injury or property damage of others - insurance san antonio tx.




- coverage safeguarding the guaranteed versus loss or damage to real or personal effects from flood. (Note: If protection for flood is used as an extra hazard on a property insurance coverage policy, submit it under the suitable property insurance coverage filing code.) - an insurance coverage business offering policies in a state aside from the state in which they are included or imp source domiciled.